Ask about rates as low as 4.99%! The Spruce provides plenty of options to choose from, it allows you to experience flexibility without the price tag. The open kitchen and living layout are perfect for entertaining friends and family. The main level also features a bedroom and full bath and office. The second level features the primary suite and primary bath with a separate tub and shower, dual vanity, and a large walk-in closet. Three secondary bedrooms, an additional bathroom, and a large loft complete the upper level. Photos and tour are of a similar home. This home is HERS and Energy Star rated with annual energy savings!