Escape to your own slice of Montana waterfront with this cute, move-in ready cottage backing directly up to year-round Ashley Creek. Flooded with natural light, the main level features a cozy living room flowing right into an open kitchen, complete with butcher block countertops and stainless steel appliances. Step right out of the kitchen onto your elevated back deck to enjoy morning coffee or peaceful evenings listening to the water below. The main level also holds a comfortable bedroom and full bathroom, while the walkout basement provides a laundry area and unfinished potential to build equity or create your own custom creative workspace. Perfect for anyone looking to step out of a rental and into a home of their own, this property pairs a functional layout with an expansive, fenced backyard, raised garden beds, a concrete patio, and direct creek views—all within easy biking distance of downtown shops, restaurants, and local parks.